Credit Operations

Experience: 6 Months - 2 Years |Education: Graduate | Job Location: Goregoan(E),Mumbai

    Job Description:

  • Should have prior work experience with a NBFC or a Bank.

    • Job Description:

    • Prepare the Credit Report according to borrower profile.

    • Evaluate the debt servicing ability of the borrower.

    • Perform an analysis on the Bank statement of the borrower and summarize the transaction pattern.

    • Assign a credit risk rating to every borrower.

    • Draw a correlation between the Borrower risk rating, tenor of the loan and the interest rate on the loan.

    • Formulate the EMI’s for each borrower.

      Responsibilities and Duties:

    • Numerical ability.

    • Analytical skills and good eye for detail.

    • Ability to determine optimal solutions based on judgement.

    • Good Interpersonal skills.

    • Market knowledge.

    • Ability to build rapport.

    • Time management and planning skills.

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